Our product line is rich with plan design alternatives, plus a vast array of value-added benefits. Working closely with you, we can recommend a plan   that's right for today, but adapts effortlessly to your company's growth and change.

Point-of-Service Plans (POS) - Designated Provider Programs
 
For rich, network-based benefits with the flexibility to opt-out: Point-of-service managed care programs provide nationwide network advantages and participants are free to opt-out of the provider network, but enjoy the highest benefits levels in-network.

Preferred Provider (PPO) Plans

For a balance of cost savings and access to care: greater access flexibility for your employees, greater plan design and cost-containment flexibility for you. The freedom to choose any participating doctor or specialist without referrals. Participants have the freedom to seek care outside the provider network, but enjoy the highest benefits levels in-network.

Programs Include the Following Options:

·           Prescription Drug Coverage & Mail-order program

·           Employee Assistance Program

·           Vision Care