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The Prudential Life Insurance Company Group Long-Term Disability Income Plan
helps to protect your income when, due to a covered illness or injury, you
are disabled. The Long-Term Disability Income Plan offered by your employer
has been designed to cover a disability sustained on or off the job. This
important coverage helps to meet day-to-day living expenses during extended
periods of disability, when your regular income has been affected adversely
and need is greatest. In an effort to make sure your benefit program is
comprehensive and responsive to your needs, your employer is providing this
coverage at no cost to you.
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Benefits |
Group Long-Term Disability Income Plan |
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Eligible Classes |
All
Employees in active full-time employment who have met their eligibility
requirements (see “Eligibility Requirements”). |
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Monthly Benefit |
60%
(benefit percentage) of basic monthly earnings, not to exceed the
maximum monthly benefit offset by other income benefits. |
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Maximum Monthly Benefit |
$15,000 |
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Elimination Period |
180 days
Benefits
begin the day after the elimination period is completed. |
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Duration of Benefits |
The “Normal
Retirement” benefit period offers you a maximum duration specific to
your retirement age eliminating any potential gap in coverage between
the end of benefits and the payment of Social Security benefits. |
This outline is a general description of the group long-term disability
insurance program available to you and is designed for your use as a
convenient reference. It does not alter any of the terms of the policy. If
questions arise, the policy will govern.
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Employer Message
COBRA Information
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